Terms & Conditions

This website is informational in nature regarding the real estate crowdlending services offered by Lopinser. The published content does not constitute financial, legal, or tax advice, nor an offer or solicitation to buy or sell securities or financial instruments. Investment decisions should be made after independent evaluation and, if necessary, with the advice of qualified professionals.

To use this website you must: • Be at least 18 years old or have the legal capacity to contract under Ecuadorian law. • Provide truthful and up-to-date information in any form on the site. • Not use the site for illegal, fraudulent purposes, or purposes that infringe on the rights of third parties.

All content on this website, including but not limited to text, graphic design, logos, icons, images, source code, and data compilations, is the property of Lopinser S.A. or its licensors and is protected by Ecuador's intellectual property laws and international treaties. Reproduction, distribution, transformation, or public communication without prior written authorization is prohibited.

Lopinser strives to keep website information current and accurate but does not guarantee its accuracy, completeness, or timeliness. To the maximum extent permitted by Ecuadorian law: • We assume no liability for direct, indirect, incidental, or consequential damages arising from the use or inability to use this site. • We do not guarantee that the site is free from errors, viruses, or harmful components. • Information about returns, projections, and statistics presented is referential and does not constitute a guarantee of future results.

Real estate crowdlending involves significant risks, including the possibility of partial or total loss of invested capital. Before making any investment through Lopinser's services: • Ensure you fully understand the associated risks. • Invest only capital you can afford to lose. • Consult with independent financial and legal advisors. Lopinser does not guarantee returns or recovery of invested capital.

By submitting information through our contact form: • You consent to the processing of your personal data in accordance with our Privacy Policy. • You agree to provide truthful information and not send offensive, defamatory, or illegal content. • You accept that Lopinser may respond to your inquiry by email to the provided email address.

This site may contain links to third-party websites. Lopinser does not control and is not responsible for the content, privacy policies, or practices of external websites. Access to such sites is at your own risk.

We reserve the right to modify these Terms and Conditions at any time. Changes will take effect upon their publication on this website. Continued use of the site after the publication of changes constitutes acceptance of the modified terms.

These Terms and Conditions are governed by the laws of the Republic of Ecuador. Any dispute arising from these terms shall be submitted to the jurisdiction of the competent courts of the city of Guayaquil, Province of Guayas, Ecuador.

For inquiries about these Terms and Conditions: Lopinser S.A. Av. Francisco de Orellana, Edificio Blue Towers, Floor 12, Office 1204 Guayaquil, Ecuador Email: legal@lopinser.com Phone: +593 4 601 2847